Malaysia's First AI-Powered Investment Platform
Intelligent unit trust distribution and portfolio management with human-in-the-loop AI automation. Licensed by FIMM for IUTA and DIM operations.
What Makes Cashku Different
A new generation of investment platform combining regulatory compliance with cutting-edge AI technology.
AI-Powered Recommendations
Intelligent fund recommendations based on your risk profile, goals, and market conditions with human oversight.
Multi-Fund House Access
Connect to multiple Malaysian unit trust management companies through a single IUTA-licensed platform.
Portfolio Management
DIM-licensed discretionary portfolio management with automated rebalancing and performance tracking.
Financial Literacy
HRD Corp certified training in English, Bahasa Malaysia, and Mandarin to empower your financial journey.
Goal-Based Investing
Create goals for retirement, education, or homeownership with gamified progress tracking.
Zero Sales Charges
Start investing from as low as RM 10 with transparent wrap advisory fees instead of sales charges.
Human-in-the-Loop AI
Our agentic AI doesn't just make decisions — it collaborates with you. Every recommendation is transparent, explainable, and requires your approval before execution.
- AI analyzes market conditions & your portfolio
- Generates personalized recommendations
- You review, modify, or approve suggestions
- Approved actions are executed automatically
How Cashku Works
From signup to automated portfolio management in five simple steps.
Sign Up & Profile
Create your account and complete your risk assessment
AI Analysis
Our agentic AI analyzes your goals and market conditions
Smart Recommendations
Receive personalized fund recommendations
Human Review
Review and approve recommendations with expert guidance
Auto Execution
Seamless execution with continuous portfolio optimization
Built for the Future of Malaysian Investing
Cashku is developed by Advisonomics Sdn Bhd, a licensed unit trust distributor and digital investment manager in Malaysia. We combine strict regulatory compliance with cutting-edge AI technology to create an investment platform that empowers you while ensuring the highest standards of safety.
Start investing from just RM 10
Better returns. Zero sales charges. All risk levels.